SME credit, rebuilt.

A unified infrastructure stack powering every stage of SME financing.

Start SME applicationFor lenders
Apply once
Funded in days
No broker fees

Strategic partnerships

Proud to be partnered with

GrowthIQ is part of IGNYTE and Dubai Founders HQ, aligned with Dubai’s D33 economic agenda.

The Stack

The future of SME credit infrastructure. Built for the GCC.

One platform for SMEs, lenders, and the data that moves between them. Every credit decision runs faster, fairer, on better information.

The GrowthIQ stack: experience and products on top, orchestration in the middle, data foundations beneath, with external services, SME bank data, and lender policies feeding in.
GiQ MatchFor SME owners

Less paperwork. Better matches.
Faster funding.

Explore GiQ Match
Ribbons of purple light streaming across silver, representing an SME's revenue, profit and operating data assembled into a GiQ Match business profileA silver laptop bearing the GrowthIQ logo, representing an SME seeing the financing products it qualifies for on the GiQ Match platformA purple light vortex drawing inward on silver, representing SME trade licence, VAT and bank documents collected once and validated automatically in GiQ MatchTwo overlapping purple rings forming the GiQ Match vesica on silver, representing the credit engine matching an SME to every qualified lenderA purple energy strike rising from radiating light on silver, representing one reviewed GiQ Match application reaching every matched lender at onceA winding stream of purple light flowing forward over silver, representing an SME tracking its GiQ Match application through review, underwriting and offer
GiQ OriginateFor lenders

Better deal flow. Lower cost to originate.

Receive applications that already fit your policy. Run the origination stack you would otherwise build alone.

Explore GiQ Originate
Flowing wave of iridescent purple and lavender light ribbons with chromatic edges, illustrating the steady stream of pre-qualified SME credit applications arriving at GCC lenders.Luminous ring on a platform stage, illustrating a codified credit policy that runs as machine-readable rules at the point of SME application.Four stacked glass modules suspended above a glowing platform, illustrating modular SME origination infrastructure available as a full platform or as embedded modules under a lender brand.Glowing exponential growth curve rising over an illuminated podium framed by a luminous arch, illustrating scaled SME origination capacity that grows without scaling analyst headcount at a GCC lender.

End to end

From application to funded.
In days, not weeks.

One application, routed against every codified lender policy. Bank data parsed, risk profile built, matched only to lenders whose criteria you meet. SME does the work once. Platform does the rest.

  1. Apply

    Onboarding and document intake

    15 minutes

  2. Analyse

    Bank data parsed, risk profile built

    2 hours

  3. Match

    Routed to qualified lenders

    Same day

  4. Fund

    Term sheet and disbursement

    3 to 10 days

Why GrowthIQ

Three to ten days. Zero broker fees.

3 to 10 days
from application to term sheet
1
application, every qualified lender
5
products on one credit engine
GCC-wide
network of alternative lenders and NBFCs

On the roadmap

Three more, on the same engine.

Match and Originate are live. The stack keeps building.

Building
For SMEsGiQ Passport

One verified SME financial identity, reused across every lender, renewal, and top-up.

Building
For lenders & partnersGiQ Pulse

Lender-side analytics on portfolio performance and deal flow.

2027
For SME platformsGiQ Rails

Credit-as-an-API for the platforms SMEs already use.

In their words

Funded faster. Deployed sooner.

Khalid Al Marri
Trading
"Four banks, a month of waiting. With GiQ Match, one application reached every lender that fit us. Term sheet in nine days. No broker fee."
Khalid Al Marri
Founder, Cedar & Co Trading
Layla Haddad
F&B
"GrowthIQ showed me which lenders would say yes before I committed. No wasted applications. No credit pulls until the match was real. The second site was funded in days."
Layla Haddad
Founder, Olive & Thyme
Imran Sayed
Lending
"We wanted SME lending under our own brand, not a two-year build. GiQ Originate gave us intake, policy checks, and risk profiling. Live in seven weeks."
Imran Sayed
Head of SME Lending, Meridian Capital
FAQ

Frequently asked questions

Straight answers before you apply. Eligibility, documents, timing, fees, and how your data is handled.

Still have a question?

Talk to the team. We'll walk you through your options.

Speak to us

  • GrowthIQ matches your business profile with lenders more likely to consider your application. Apply once. Reach the financing options that fit.

View all FAQs
One engine, two sides

Built for both sides of the table.

One platform. One engine. The system gets sharper with every application it carries.

For SMEs

Faster funding.
Fairer matches.

  • Apply once
  • Funded in 3 to 10 days
  • 0 broker fees
Start SME application
For lenders

Pre-qualified files.
Codified policy.

  • Pre-qualified files only
  • Policy codified, not guessed
  • Term sheets in days
For lenders